Terms & Conditions

Instant Mudra., has their registered office at 216, Ansal Vikas Deep Building, Laxmi Nagar District Centre, Near Nirman Vihar Metro Station, Delhi - 110092 and is the owner of the website, www.instantmudra.com & Android app InstantMudra. As a user (“User”) of this Site, the User understands that Instant Mudra. is an online platform providing access between multiple Users in the form of lenders, borrowers, service providers etc. with a view to facilitate lending and borrowing activities between the Users.

Your use of this Android App implies that you have read, understood and agreed to abide by following, disclaimer, terms & conditions. These Terms & Conditions together with our privacy policy as provided on the Website govern your usage of the Website. If you disagree with any part of these terms and conditions, please do not use the our android app.


The App is an online platform bringing together borrowers and lenders willing to abide by the Terms & Conditions herein. Instant Mudra. is merely a facilitator providing an online platform for borrowers in need of loans from lenders and lenders willing to disburse loans to borrowers. Instant Mudra. merely facilitates a transaction of borrowing and lending between two such persons. Instant Mudra. is not a Financial Institution under the Companies Act, 2013 or the Banking Regulation Act, 1949 or any other laws for the time being in force in India. Instant Mudra. is also not a deposit taking company or a chit fund or a company offering any investment schemes as per the rules and regulations for the time being in force in India.


The User of this Android App unequivocally declare and agree and that the User is a natural / legal person who has attained the age of atleast 21 years and is legally allowed to enter into a contract in India. The User is allowed to utilize the services of the Website in accordance with the terms and conditions detailed hereinafter and has agreed to become a paid member of this Website and whose membership fee is not in arrears. In case, Instant Mudra. chooses not to charge any fee for the services provided in the Website, by registering on the Website, the User hereby undertakes to agree and abide by the Terms and Conditions detailed hereinafter. If the User violates any of these Terms & Conditions, or otherwise violate an agreement entered into through the medium of the Website, Instant Mudra. may terminate the Users membership, delete his/her profile and any content or information given by the User and/or prohibit the User from using or accessing the Website at any time in its sole discretion, with or without notice, including without limitation if it believes that you are under 21.

Acceptance of Terms & Conditions

As a User of this Android APP you have agreed to the Terms and Conditions that Instant Mudra. has provided hereunder or anywhere else in this Website including but not limited to disclaimers on this Website. You are advised to read and understand the said Terms and Conditions and in case you do not wish to agree to these Terms and Conditions, please refrain from using the Site. The Website is an online platform providing Users registered on the Website with access to data base of lenders and borrowers. The information is also shared with third party verification agencies and collection agencies etc. Instant mudra. in no manner indulges in the activities of lending or borrowing. Instant mudra. is not an organization registered with the Reserve Bank of India and does not hold any license to engage in any activities relating to lending or borrowing. Instant mudra. is a service provider facilitating the access between person willing to lend and person in need of borrowing. The final decision as regards lending and borrowing is also subject to the choice of the respective Users in their respective capacities as lenders or borrowers.

Your account

By using this Android App as a User you hereby represent that you are of legal age to form a binding contract as per the laws prevalent in India for the time being in force. You hereby also represent that you more than 21 years of age. The User also unequivocally agrees to provide true, accurate, current and complete information about as sought by the registration form of the Website. Upon Instant mudra. gaining knowledge of having any reasonable suspicion that the information provided by you is wrong, inaccurate or incorrect, Instant mudra. shall immediately terminate your account without any notice to you in this regard. You shall at all times abide by the Terms and Conditions stated herein and any breach of these conditions may also lead to Instant mudra. terminating your account and appropriate civil and criminal remedies will be sought against you as provided under the laws of India. Your personal information as User of this Website shall not be shared by Instant mudra. to any unrelated third parties without your consent. However, in case any such information is required to be shared with a third party as directed and authorized by law or court order or any such authority legally allowed to ask for such information, Instant mudra. will be at liberty to share such information. You will be duly informed of such disclosure at the time.

Limitation of Liability

Not with standing anything to the contrary contained herein, neither Instant mudra. nor its affiliated companies, subsidiaries, officers, directors, employees or any related party shall have any liability to you or to any third party for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under or relating to these terms and conditions. To the maximum extent permitted by law, you waive, release, discharge and hold harmless Instant mudra., its affiliated and subsidiary companies, and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of your use of the Website.


You agree to indemnify, save, and hold Instant mudra., its affiliates, contractors, employees, officers, directors, agents and its third party associates, licensors, and partners harmless from any and all claims, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the services or of the Website, any violation by you of this Agreement, or any breach of the representations, warranties, and covenants made by you herein. Instant mudra. reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify Instant mudra., including rights to settle, and you agree to cooperate with Instant mudra.’ defense and settlement of these claims. Instant mudra. will use reasonable efforts to notify you of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it. This paragraph shall survive termination of this Agreement.

Applicable Laws

Your use of this Android App and any Term and Conditions stated in this policy is subject to laws of India. In case of any disputes arising out of the use of the Android App, Courts of Delhi will have exclusive jurisdiction.